Housing Counseling
Navigating housing challenges can feel overwhelming, but you don’t have to do it alone. Housing counseling is a service that provides personalized advice to help individuals and families achieve their housing goals. HUD-certified housing counselors work at agencies approved by the U.S. Department of Housing and Urban Development (HUD), offering expert guidance to homeowners, renters, and individuals facing housing instability.
Our role is to provide guidance, education, and resources to help you navigate your options. We are certified to counsel any client residing in the United States, but there may be a housing counseling agency closer to you that can provide additional local insights and resources based on where you live. To find a housing counseling agency near you, visit HUD’s Housing Counseling Search Tool.
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Below, you’ll find information on the different types of housing counseling available. Each type of counseling focuses on specific housing challenges, and you can download the intake application that best matches your needs. If you’re unsure which type of counseling is right for you, our Housing Counselors are happy to help. Simply call (479) 968-5001 and request the Housing Counseling Department, and we’ll assist you in selecting the best option for your situation.
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Housing counseling can be conducted alongside participation in any of UHDC's other programs, providing additional support and resources to help you reach your goals. However, counseling is also available as a stand-alone service, meaning you can access expert housing guidance even if you are not enrolled in any other UHDC program. No matter your situation, we’re here to help you find the right path forward.
If you’re not looking for one-on-one personalized counseling, UHDC also offers group education classes on various housing topics. These sessions provide valuable information in a supportive group setting. [Click here for a list of upcoming dates] and find a class that fits your needs.
Types of Counseling
Service Fees
One-on-One Counseling
Includes Homeownership Counseling, Pre-Purchase/Home Buying, Resolving or Preventing Forward Delinquency or Default, Non-Delinquency Post-Purchase Counseling, Homeless Assistance, Rental Housing Counseling, Disaster or National Emergency Related Assistance Counseling
Credit Reports
CREDCO Instant Merge Credit Report - Soft Pull (no effect on credit score). *Clients have the option to pay using debit or credit cards, with an additional processing fee of $1.05 (individual) or $1.60 (joint). Payments made by cash or check will not incur any additional fees. *Total fee waiver subject to Credit Report Fee Policy
UHDC Homebuyer Education Course
Offered periodically in-person and via zoom. Learn how to determine if homeownership is right for you, shop for a home, and maintain your home. Upon completion of the seminar, participants are issued an Arkansas Department of Finance Authority certificate that is a prerequisite for assistance toward a down payment or closing costs on a new home. Anyone who will be on the mortgage loan must attend this class (e.g., both husband and wife).
eHome America Homebuyer Education Course
America's Premier Online Self-Paced Homebuyer Education Course. Learn how to determine if homeownership is right for you, shop for a home, and maintain your home. Certificate of completion presented to client and/or lender upon completion of counseling session with UHDC’s Housing Counselor. *Discount codes available
